Come check out this beautiful home on Sunday November 22nd from 1:00pm to 3:00pm. Address 3637 Jonothan Way North Highland CA 95660

Seeing is believing and you will appreciate the attention to details. The entire home has been upgraded from windows, paint, floors, bathroom and kitchen.

Lenders are increasingly willing to work with borrowers faced with a financial hardship to accept a Short Sale. If you are faced with a hardship that makes it more likely you will not be able to meet your obligation on your mortgage, your lender would be more likely to expect a short sale then pay the high fees for a foreclosure. Foreclosures are coming increasingly faster then they use to. Average time 12 months ago for the lender to foreclose was around 10 months. Today average is around 6 months and the average time to complete a Short Sale is about 4 months.

Your Lender will work with you!!!

Get in touch with me right away to answer any questions.

Check out my new Appraisal website!!!! Now offering full real estate needs. Check out the Investor Package- appraisal, Realtor and Construction. www.noveloappraisal.com

Well there is a broker out there that provides a great split and low fees. Let compare shall we. What is your split 80% now lets take your fees off the top- desk fees, E&O insurance, technology fee, website, email address, realtor.com, virtual tour and transaction manager? So are you really receiving 80%? What if I told you that you can have all these services for $29.99 a month or $299.00 a year? Connect Realty offers all of these services with an 80/20 split and you will pay $77.00 per transaction in E&O insurance.
There is more!!!!!!

Now let’s look and at the first virtual Real Estate shop and what else we can do for you. Without the brick and mortar cost we can offer a great compensation plan that will help you secure your retirement. The 20% that goes to the house will actually pay up 3 levels at 5% each. If you are interested please view this page http://www.novelorealty.com/?page_id=29 for more details

Are you ready to buy but still unsure if now is the right time? Are you confident you can time the market to ensure you receive the absolutely lowest price?

The problem with waiting to buy in an effort to time the market is Sellers are monitoring the same information you are. When the market starts to shift they may be less cooperative. Fortunately, there are additional ways to determine if now is the best time to buy for your personal situation.

Specific opportunities this current market offers first-time home buyers to purchase includes: low home prices, in some areas up to 50% less than prior years; low fixed interest rates for your home and investment; the government is giving an $8,000 first time home buyer tax credit or down payment, that does not need to be re-paid; and finally, FHA loans are available that will allow you to put as little as 3.5% down. This down payment can be gifted to you by a relative and does not have to be seasoned.

While there are multiple reasons to buy now, as with all markets, there are also challenges you need to consider: with purchase prices under $200,000, there is competition with other first-time home buyers and investors; lenders are continually changing and tightening guidelines; and banks are now controlling most of the timelines for purchases with REO (Real Estate Owned) and Short Sales, with these types of processes potentially taking up to 6 months when multiple offers are included.

My ultimate goal is to be your personal resource for all aspects of your real estate needs. I look forward to not only identifying the perfect property for your first home, but to also provide you with the knowledge and guidance to dissect all the components that make up the complex real estate industry, so you can make a clear and informed decision that best suits you. If you are in need, I also have trusted colleagues I can recommend for you to get pre-approved for a home loan, discuss life insurance options and much more.

US Loan Auditors featured in CW31 Good Day Sacramento on May 13th, 2009. US loan auditors is a team of attorneys and specialists who find fraud  in loan documents...check them out www.usloanauditors.com/blog

Hi- I’m Nathan Novelo, Sacramento-based Real Estate Agent. My broker is Connect Realty and I have a strong background in Real Estate valuation.

Thanks for coming to my blog- it is very new and I appreciate your patience while I iron out all the bugs. My old page at Connect Realty is down, and I will be using this for all my future communication. As always, you can reach me at 916-505-9866!